Free to start · optional $4.99 lifetime Pro
Payoff Path Debt
Pick a path. Watch the date move.
Turn debt into a clear plan. Compare avalanche vs snowball, log payments, watch the payoff date move. Start free with 3 debts. Optional $4.99 lifetime Pro unlocks unlimited debts. Private on your phone — no bank login, no cloud.
- · No bank login
- · Numbers stay on this device
- · No ads
On the phone
What you actually get.
Done by
Avalanche and snowball, side by side.
Next to attack
The one to hit this month.
Log a payment
Watch the date move.
On this phone
A calculator, not a cloud.
- 1
List the debts
Balances, APRs, minimums. The numbers you already know.
- 2
Compare paths
Avalanche vs snowball. Extra payment. Watch months and interest move.
- 3
Attack the next one
Log a payment. Always know which balance to hit this month.
Free
Start here.
- · Up to 3 debts
- · Avalanche or snowball paths
- · On-device payments
Pro
$4.99 once
- · Unlimited debts
- · Full payoff calendar
- · Path comparison
- · CSV export

Before you download
Start with the everyday task you want to make easier. The feature lists above separate what is included from optional paid extras, so you can decide whether Payoff Path Debt fits your routine before opening the store. Preview images illustrate the experience; the App Store listing is the place to check current device compatibility, version details, regional pricing, and available languages.
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