$4.99 lifetime Pro
Payoff Path Debt
Pick a path. Watch the date move.
Balances, APRs, and minimums become a simple attack plan. Avalanche or snowball, extra payment, next balance — numbers stay on this iPhone. No bank login.
- · No bank login
- · Numbers stay on this device
- · No ads
Payoff
Done by
Avalanche
Debt-free Oct 2028
Snowball
Debt-free Jan 2029
$4,280 of $12,400 paid
On the phone
What you actually get.
Payoff
Done by
Avalanche
Debt-free Oct 2028
Snowball
Debt-free Jan 2029
$4,280 of $12,400 paid
Done by
Avalanche and snowball, side by side.
Payoff
Next to attack
Card 2
18.9% APR · $2,140
Auto loan
6.2% APR · $6,800
Student
4.5% APR · $3,460
Next to attack
The one to hit this month.
Payoff
Payment
Card 2
Extra $150 this month
Log a payment
Watch the date move.
Payoff
On this iPhone
No bank login
Numbers stay here
CSV export
Pro · for your records
On this phone
A calculator, not a cloud.
- 1
List the debts
Balances, APRs, minimums. The numbers you already know.
- 2
Compare paths
Avalanche vs snowball. Extra payment. Watch months and interest move.
- 3
Attack the next one
Log a payment. Always know which balance to hit this month.
Free
Start here.
- · Up to 3 debts
- · Avalanche or snowball
- · Log payments on-device
Pro
$4.99 once
- · Unlimited debts
- · Full month-by-month schedule
- · Avalanche vs snowball compare
- · CSV export
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